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Latest revision as of 19:04, 22 August 2026

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Muni bonds should be owned with your taxable brokerage accounts, and do not in your IRA or 401K accounts because income in those accounts is definitely tax-deferred.

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Conversely, earned income abroad, and a second income from foreign securities, rental, or all else abroad, could be excluded from U.S. taxable income, or foreign taxes paid thereon, should be employed as credits against U.S. taxes due.

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